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You make good money. So where does it go?

Where did your paycheck go?

You work hard. You get paid. Then somehow your account is almost empty again. It's usually not the big stuff — it's the coffee, the subscriptions, Amazon, Uber Eats. Klyrr helps you finally see where your money disappears — connect your Canadian bank for automatic sync, or snap receipts as you go. Curious first? Ask Chat Klyrr a Canadian money question free. No spreadsheets. No complicated setup.

Free for 7 days. Cancel anytime. Private by design.

Overview

This Month

Total Balance

$3,285.75

Income

$5,700.00

Expenses

$2,414.25

Spending by Category

Housing 32%
Food 18%
Transport 15%
Shopping 12%
Other 23%

Recent Transactions

View all

Grocery Store

Today

−$76.45

Coffee Shop

Yesterday

−$6.75

Transit Pass

Mar 12

−$12.50

This month

$3,285 tracked

Health 82

Income

+$2,450

Spent

−$1,184

Spending by category

Food Home Transit Fun Other

Recent

Groceries −$84.20
Transit −$12.50
Paycheque +$2,450
Coffee −$6.75
Gas −$62.40
Pharmacy −$28.15

AI

AI spotted a leak

Streaming subscription up 12% this month

Cancel unused plans · save ~$18/mo

Subscriptions

$47.96 / mo

Netflix +$2.00
Spotify $11.99
iCloud+ $3.99
Gym $29.99
Adobe Unused?

Budget

Budget on track

Groceries · 68% of limit used

$96 left this week

Groceries 68%
Dining 42%
Transport 55%

Toward goals

$420

Emergency fund · on pace

Accounts

Securely link Canadian banks & cards

Connect a bank

Klyrr never sees your bank password. Only you can disconnect.

No banks connected yet. Connect a bank to import transactions automatically.

Accounts

Opening secure connection…
PLAID ×

Select your institution

Search
RB Royal Bank
BN Scotiabank
TD TD
BM BMO
CI CIBC
TA Tangerine
DE Desjardins
NB National

Accounts

Opening secure connection…
PLAID ×

Enter the code to access your saved accounts

A code was sent to (***) *** 2990

Code

••••42

Continue

Resend code

Privacy Terms

Accounts

Securely link Canadian banks & cards

Connect a bank

Connected. Importing up to 24 months…

Connected institutions

CI

CIBC

History synced · Just now

Sync now Disconnect
TD

TD

Recent transactions ready — full history loading

Add a transaction

Snap a receipt, pick a photo, or enter details yourself

Camera

Take photos of your receipt — add multiple parts for long receipts

Photos

Pick one or more receipt photos from your gallery

Paste

Paste a receipt image from your clipboard (phone or computer)

Manual

Type the amount, merchant, and category yourself

Receipt photos

Looks good — ready to analyze

123 Market St

KS Paper Towels 18.99
Organic Eggs 24ct 9.49
Rotisserie Chicken 7.99
Avocados 6pk 6.49
Sparkling Water 12.99
Greek Yogurt 24ct 12.47
Bananas 3.48
KS Almonds 12.30
TOTAL $84.20
1

1 / 8 photos added

Analyze receipt

Reading your receipt…

Extracting merchant, amount & category

Reading line items…

Transaction details

AI filled this — just confirm

Expense

Income

Amount

$84.20

Merchant

Costco

Category

Groceries

receipt
Save

Secure bank connect

Link your bank — stay synced

Pick. Verify. Done.

Connect TD, RBC, Scotiabank, BMO, CIBC, and more via secure Plaid Link. Import up to 24 months — Klyrr never sees your password.

Under a minute

Snap a receipt — done

Upload. Confirm. Move on.

Snap a receipt, upload a statement, or type it in. Klyrr fills the rest. Almost no typing.

The aha moment

See where every dollar went

Your paycheck, broken down

Coffee. Groceries. Transit. Delivery. Finally see what's been quietly eating your paycheck.

Money slipping away

Find what's draining you

Forgotten charges, spotted

Rising costs. Unused subscriptions. The quiet leaks — found before your next payday vanishes again.

Relief

Stop wondering. Start knowing.

What came in. What went out.

One clear picture of your month — so the stress of an empty account finally makes sense.

Control

Feel in control again

Limits that fit real life

Set simple limits for what matters. See what's left each week — without the guilt trip.

Trusted by Canadians who finally stopped guessing

★★★★☆ 4.7/5 from people who found the leaks

Sound familiar?

It wasn't one big purchase.

It was hundreds of small ones.

Person reviewing everyday expenses and receipts at home

Most people don't blow their paycheck on vacations or a new TV. They lose it without noticing. A coffee here. A forgotten subscription there. Late-night food delivery. One more Amazon order.

Alone, each one feels harmless. Together, they quietly drain hundreds every month — money that's already slipping away while you wonder why nothing is left.

It's not that you make too little. It's that you can't see what's draining you.

The problem isn't your paycheck. It's that you can't see where it disappears.

From confusion to clarity in minutes.

Connect your bank or upload what you have. See the full picture. Stop guessing.

1

Connect your bank — or upload receipts

Link Canadian accounts and credit cards for automatic sync (up to 24 months of history). Or add photos, PDFs, and screenshots.

Ready to go

Banks · Receipts · PDF · Screenshots

2

See where every dollar went

Klyrr organizes your spending into a picture you can actually understand — in minutes.

Quiet leak spotted

Delivery · +15%

3

Feel in control of your next paycheck

See the leaks. Cut what you don't need. Ask Chat Klyrr or the in-app AI when you're unsure. Walk into payday knowing where your money goes.

Money found

$420 toward goals

Stop letting small purchases quietly drain you.

Not another app to manage. A clearer way to finally understand where your money goes.

Know where your paycheck goes

Stop guessing. See exactly where every dollar went — so payday stress finally has a reason.

Catch money that's already slipping away

Find forgotten subscriptions and quiet charges — often in your first week.

Start in under a minute

Connect your bank, snap a receipt, or drop in a statement. Klyrr fills it in. No spreadsheets. No hours of typing.

See habits you didn't realize you had

Coffee runs. Delivery streaks. Impulse shopping. Spot what's been costing you every month without you noticing.

Ask Chat Klyrr anytime

Not ready to sync a bank yet? Ask Canadian money questions free on Chat Klyrr — bilingual, educational, anonymous to start. Then start your trial when you want budgets and automatic sync.

Built for Canadians

Connect Canadian banks and credit cards, read Canadian receipts, and fit how real Canadian households actually spend. Your data stays yours — secure Plaid connect, never sold.

Imagine your next paycheck.

Same money. Completely different feeling — because this time, you can see it.

Still guessing
With Klyrr
Wondering where the money went again
Know exactly where every dollar went
Subscriptions quietly draining you
Hidden spending found for you
Spreadsheets you'll abandon by week two
Clarity in minutes — no spreadsheet
Manual entry and month-end CSV rituals
Automatic bank sync when you want it
That empty-account stress every month
Confidence before the next payday
No place to ask a Canadian money question for free
Chat Klyrr — free Canadian money AI to start

What changes when you finally see it.

Real moments from Canadians who stopped wondering where their paycheck went.

"I honestly had no idea where my money was going. Found four subscriptions I'd completely forgotten."

Sarah M.

Ottawa, ON

"I finally understand why my paycheck disappeared every month. It was all the small stuff."

David R.

Edmonton, AB

"I thought I was bad at budgeting. Turns out I just couldn't see my spending."

Amélie B.

Québec, QC

"Coffee and delivery alone were eating hundreds. I had no idea until I saw it spelled out."

Michael T.

Winnipeg, MB

"We stopped arguing about money once we could both see where it actually went."

Jennifer L.

Halifax, NS

"I went from paycheck panic to actually having money left over. I finally stopped guessing."

Chris P.

Victoria, BC

Spot one leak — Klyrr pays for itself.

Find one forgotten subscription or duplicate charge and you're already ahead. Solo and Family include the in-app AI assistant — and Chat Klyrr is free to try for Canadian money questions before you sync a bank.

7-day free trial · Cancel anytime · Billed in CAD

Monthly Annual Save an additional 30%

Solo

$15.99 50% off forever

$7.99/mo CAD

  • 1 user
  • 1 finance file
  • Receipts, AI categorization & insights
  • Budgets, imports & subscription alerts
  • In-app AI assistant (your real transactions)
Start Free Today
Popular

Family

$19.99 50% off forever

$9.99/mo CAD

  • Everything in Solo
  • Up to 4 Family seats (free app access)
  • Up to 4 finance files
  • Share files with entitled users
  • Ideal for couples & families
Start Free Today

Questions before you start

Straight answers to what usually holds people back.

Can I connect my bank account?
Yes. Connect chequing, savings, and credit cards from Canada's major banks — and most other Canadian institutions — through secure Plaid Link. Import up to 24 months of history, then stay synced automatically. Klyrr never sees your bank password. You can also snap receipts, type amounts, or upload statements.
Is there a free trial — and will I get charged right away?
You get 7 days free on Solo or Family. A payment method is needed to start the trial, but you won't be charged until it ends. Cancel anytime during the trial and you pay nothing.
How does Klyrr show me where my money goes?
Connect your bank or upload receipts and statements. Klyrr organizes your spending, surfaces forgotten charges, and shows you the full picture — without building a spreadsheet.
What's the difference between Solo and Family?
Solo is for one person and one finance file. Family includes everything in Solo, plus up to 4 people and 4 files so partners or household members can share the same clear picture.
How long until I see where my paycheck goes?
Usually a few minutes. Sign up, add a receipt or a handful of transactions, and you'll already see where money came in, where it went, and what to look at next.
What is Chat Klyrr?
Chat Klyrr is our free public Canadian personal-finance AI. Ask about budgets, TFSA/CELI, debt, and everyday spending in English or French — anonymous to start, educational only. It's a great first step before you start a Klyrr trial for bank sync, budgets, and family sharing. Separate from the in-app assistant that uses your real transactions.

Stop letting your paycheck disappear.

Every small purchase you can't see is money already slipping away. Try Chat Klyrr free if you have a question — or open Klyrr, see where every dollar goes, and feel in control before your next payday.

Stop guessing.

Start knowing.

Start Free Today

Free for 7 days. Cancel anytime. Private by design.