FAQ

Klyrr is a paid product billed in CAD. Solo is $7.99 CAD/mo or $67.99 CAD/yr (one person, one finance file). Family is $9.99 CAD/mo or $83.99 CAD/yr (up to 4 users and 4 files). Annual billing saves about 30%.

Yes. Both Solo and Family include a 7-day free trial. A payment method is required to start the trial, but you will not be charged until it ends. Cancel anytime during the trial and you pay nothing.

Solo is for one person with one finance file — receipts, imports, AI insights, budgets, the in-app assistant, and Chat Klyrr for Canadian money questions. Family includes everything in Solo, plus up to 4 users and 4 files so partners or household members can share and invite others.

Yes. Cancel anytime in the billing portal before the trial ends to avoid charges, or later to stop renewal. You can also switch Solo ↔ Family and Monthly ↔ Annual anytime; changes are prorated.

The fastest path: connect your Canadian bank or credit card so transactions sync automatically. You can also snap a receipt right after you pay, type an amount, upload bank files (statements, CSV, Excel, PDF), or paste screenshots — AI categorizes everything.

Yes. Connect chequing, savings, and credit cards from Canada's major banks — TD, RBC, Scotiabank, BMO, CIBC — and most other Canadian institutions through secure Plaid Link. Import up to 24 months of history (depending on your bank and card issuer), then stay synced automatically every day. Klyrr never sees your bank password. Prefer not to connect? Snap receipts, type amounts, or upload statements anytime.

Your data is encrypted in transit and at rest and is never sold. Only you — and people you invite — can see your transactions. Bank connections use Plaid so Klyrr never sees your password. Manage invites and disconnect anytime.

AI reads receipt photos, screenshots, and bank descriptions — extracts amounts and merchants, assigns categories, spots trends and subscriptions, and answers questions in plain language. You can always edit anything. Want a Canadian money answer before you sync a bank? Try Chat Klyrr free — it's our public bilingual AI (educational only), separate from the in-app assistant that uses your transactions.

Yes — on Family. Share a finance file so one person snaps groceries, another captures gas, and everyone sees the same live dashboard. Invite or remove members when you need to.

Yes. The full website and app are in English and French — switch anytime. Pricing is in CAD, and imports understand major Canadian banks and everyday Canadian merchants.

You can connect accounts and credit cards from Canada's major banks — TD, RBC, Scotiabank, BMO, CIBC — and most other Canadian institutions via Plaid. Coverage depends on your bank and card issuer; history can go back up to 24 months. You can also upload statements or snap receipts from any bank.

Klyrr is built for how Canadians actually live — connect your bank for automatic sync, snap a receipt at Costco, get AI advice in plain language, share with Family, and pay in CAD without building complex budget rules. You can also try Chat Klyrr free for Canadian money questions before signing up — something most spreadsheet and US-centric apps don't offer.

Chat Klyrr is our public Canadian personal-finance AI at chat.klyrr.ca. Ask about budgets, TFSA/CELI, RRSP/REER, debt, and everyday spending in English or French — anonymous to start, educational only (not tax or legal advice). It's separate from the in-app AI assistant, which answers using your real transactions once you're signed into Klyrr. When you're ready for bank sync, budgets, and family sharing, start a free trial of the full app.